The university requires employees who use their own vehicles to transport students or to conduct university business carry auto insurance to the following minimums:
*Optional $300,000 single limit policy is acceptable.
The university does not pay auto insurance premiums.
In case of injury in an automobile not owned by an employee, the injured should look to the insurance carrier of the automobile owner for any benefits. Only after such benefits are exhausted would benefits be given from the Southern Adventist University Health Care Benefits Plan. No duplicate coverage is provided under this plan.
Should an accident take place while an employee is engaged in some type of remunerative activity unrelated to Southern Adventist University responsibilities, University Health Care Benefits Plan reimbursement may be denied. In such cases, one should expect the other employer to carry appropriate insurance.