Beneficiaries of the Seventh-day Adventist Retirement Plan of the North American Division, their spouses, and dependent children may be granted assistance on health care expenses in accordance with provisions in the Health Care Assistance Plan for Participants in the Seventh-day Adventist Plan of the North American Division.
- As of January 1, 2005, the level of assistance shall be based on qualifying years of service under the frozen Seventh-day Adventist Plan of the North American Division (defined benefit plan) and the Seventh-day Adventist Plan (defined contribution plan).
- As of January 1, 2003, health care assistance will not be provided for employees with less than 40 years of qualifying service credit who become eligible for and elect to begin receiving retirement benefits prior to eligibility for Medicare until they meet the age qualification for Medicare. Eligibility for health care assistance available to spouses of retirees whose benefits are in the form of a joint and survivor annuity are determined by the eligibility of the retiree.
Up to ten years of service credit between January 1, 2000 and December 31, 2014, shall be considered for minimum eligibility purposes only.